Effects of Marijuana Usage During Pregnancy

Marijuana also known as cannabis is the most commonly abused illegal drug in the United States. An active chemical is present in marijuana called delta 9 tetrahydrocannabinol (THC). Signs and symptoms of the marijuana addiction are feeling sleepy, lack of concentration, inflammation in eyes, cravings for sweat and increased appetite.

Regular use of marijuana can have adverse effects on the delicate group of people like pregnant women and the following are the effects of marijuana usage on the pregnant women:

• Use of the marijuana by the pregnant women can cause the fetus to be born at a low birth weight than the normal children.
• Fetuses exposed to marijuana and its components in uterus, can be born addicted to marijuana as well as suffering from developmental disabilities.
• Fetus exposed to marijuana grows slowly when compared to the fetus which is not exposed to the same drug.
• Women who smoke marijuana during pregnancy are at the risk of a spontaneous abortion or miscarriage.
• Babies who are born to the mothers who used marijuana during pregnancy exhibit fetal alcohol syndrome, which has symptoms such as, problems with the nervous system, being born too small and abnormally shaped heads.
• Marijuana not only effects the fetus but it also effects the mother who is abusing marijuana in many ways. It increases the heart beat, may also cause cancer because of the carcinogens present in it. Marijuana intoxication can cause distorted perceptions, impaired coordination, difficulty with thinking and problem solving, and problems with learning and memory.

The above effects are very detrimental for both mother and baby.

What are the Different Types of Thai Spices?

Spices need a distinct climate and soil conditions to grow. Due to this, the availability and its production are restricted to only few regions in the world. Most of the spices such as cumin, fennel, dill, cinnamon, pepper, etc. are very commonly used across the world in spite of their distribution. Some of the spices are very exotic and are confined only to their place of production. These are known as native or traditional spices of that area. One such category of spices is Thai spices. Thai cuisine is the most sought over cuisine all across the world. It is very famous for its usage of distinct spices, which give a very spicy nature to their dishes. Some spices are available only in the regions of Thailand. Let us know about some of those Thai originated spices.

Lemon grass:
Lemon grass is also known as Citronella grass. These are dried flakes of the grass which give sour, lemony flavor when added to the food. These are used in rice, beef, curries, salads, chicken, etc.

Ginger:
Ginger, though is available all across Asia, it is mostly used in Thai cuisine for its distinct earthy, pleasant and warm flavor. It is dried and used as a whole or in powdered form. It is used in rice, curries, baking, sauces, cookies etc.

Green peppercorns:
These peppercorns are of Thai origin and have mild and smooth flavor, when compared to black pepper. These are mild substitutes to black pepper.

Thai Chile Pepper:
This Thai native pepper is also known as Bird's Eye Chile Pepper. These peppers are found to have a very hot and intense flavor. These are used in Thai curries, stews, sauces, etc.

Types Of Liability Insurance

Any type of insurance policy that provides protection to an individual or business against the risk of being legally sued and held legally liable for injury or damage of property caused because of negligence, is called liability insurance policy. It cover legal costs and pay compensations for claims made against insured by third party.

There are many types of liability insurance are offered by various service providers of which basically there are 5 important types of liability insurance:

(a) Employers Liability Insurance:
In this type of coverage, if the employees get injured while working, the policy pays for the medical expenses and the legal fees and the compensation to the employees.

(b)Public Liability Insurance:
Public Liability Insurance is a part of general insurance to protect insured from risks of liabilities imposed by law suits and similar claims. It protects the person who is sued for claims that come with in the coverage of insurance policy. Liability insurance is originally designed to offer specific protection against third party claims, i.e., the insurance company will directly pay the compensation to the third party not to the insured. It is also important to have employers liability insurance as it covers the claims made by the employees of a business in the case they are injured or their property is damaged with in the factory or office premises.

(c)Product Liability Insurance:
This type of insurance is specially designed for the purpose of businesses involved in manufacturing. It protects the small business from any lawsuits raised, if its products causes bodily injury or death of a customer. This insurance will also cover in case, if the customer files a lawsuit for manufacturing defective products.

(d)Professional Liability Insurance:
This professional insurance cover is useful for dentists, doctors, insurance agents, architects, and similar professionals. This insurance protects the professionals from lawsuits due to negligence, errors and omissions.

(e)Director’s and Officers insurance:
This type of insurance coverage protects director’s and officers from any lawsuits against the officehttp://www.blogger.com/img/blank.gifrs because of mismanagement decisions. It also includes board members and the management staff. Bodily injury or property damage will not come under this policy.

The other types of liability insurance includes:

• Sexual abuse liability
• Automobile liability
• Employment practices liability
• Fiduciary liability
• Liquor liability
• Terrorism liability
• Foreign liability

Benefits of General Liability Insurance For Consultants

Most of the consultants think that they are at low risk but some times the clients want them to be covered with the insurance policy. If the client, employee, or subcontractor claim that business or one of the employees caused them bodily injury or damaged their property, the business may face a costly lawsuit or settlement.

Commercial general liability insurance pays for these types of claims, including defense costs, lost income for the time spent in court and any judgments that includes interest and medical expenses for an injured party. Not only it pays for the claims made by the clients but it also protects business consultants’ liability in the event of accidents at their own offices.

Generally client companies want their marketing consultants, researchers and media professionals to carry the following three types of coverage:

(a) General liability insurance
(b) Professional liability insurance
(c) Workers’ compensation insurance

Some examples of use of the General liability insurance for management consultants are, someone who is giving presentation if damages the clients property or injures someone there, and it is also useful in the situation like where a client injures himself when he trips over the rug in office’s entryway.

General liability insurance is one of the most commonly purchased types of insurance for management consultants, because for the reason if the accidents happens at consultants location or client's site it protect business from the lawsuits ans if they don't have the insurance policy they may be in danger of closing the consultancy unable to pay compensation for lawsuits.

Hotel Slippers Provided for Comfort

Hotel towels, bed sheets, duvet covers, table linen, and pillow cases are provided by a wide range of hotels. However, with increase in growth of tourism and hotel industry, hotel owners face competition in providing comfort as well as luxury to their guests. Providing hotel slippers is a new trend these days.

A positive and long-lasting impression is created by guests on hotels providing slippers. A wide variety of materials are used for making them. Natural cotton, terry cloth, velvet, and other non-woven fabric materials can be used for manufacturing hotel slippers. Recyclable, biodegradable, and non-hazardous materials like jute and others are also used.

Guests can be provided with slippers of different qualities based on the duration of their stay at hotel. If a guest stays for longer time, then slippers with thick soles are provided. Also, they are provided based on the climatic conditions. Slippers made of cotton type fabric are offered in hot and humid climates, and velvet made slippers are offered in cold climates for warmth.

Hotel slippers include beach slippers, indoor slippers, guest room slippers, and spa slippers based on various purposes. A unique logo of hotel can be created on the hotel slippers. Thus, hotel slippers provide a way for luxury and comfort.

Benefits of General Liability Insurance For Sports

General liability insurance policies protects the team, league, coaches and staff members against legal defense costs for any lawsuit that may arise because of causing a bodily injury or damage to property of third party by the sports authority or by the player due to the negligence.

The following is the list of some sports which are covered by the general liability insurance policy. archery, badminton, basketball, bowling, cheer leading, cross country, touch football, fencing, field hockey, golf, handball, inline skating, rowing, swimming, tennis, track, volleyball and weightlifting.

The coverage of this policy is applied in cases of:

• An injury is caused to participants, volunteers, and spectators
• Damage caused to rented premise
• Use of fields or practice areas
• General negligence
• Incidental medical malpractice
• Cost of investigation and defense of claims (even if they are groundless)
• Includes coverage of athletic participants

It is very important for a sporting authority to know about the general liability insurance policy providers and they should also consider amount of coverage needed by them, the financial stability and the history of the provider in paying the claims on time, policy premiums, and at same time they have to consider their own financial status.

In the past, liability coverage for sports was either too limited or too costly or not available at all. Individuals used to pay high insurance premiums which gave them the less cover. In present day world, there are many competitors who are providing best coverage at least possible rates.
The manager has to buy the liability insurance policy that covers the cost of legal action against the organization itself, as well as its directors, officers and volunteers.